* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: "Poppins", sans-serif; color: #222; background: #fff; line-height: 1.6; }


 /* HERO SECTION */
.hero {
  position: relative;
  background: url('../images/photo-1554224155-6726b3ff858f.avif') center/cover no-repeat;
  color: white;
  text-align: center;
  padding: 50px 20px;
  overflow: hidden;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.55);
  backdrop-filter: blur(1px);
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 850px;
  margin: auto;
  text-align: center;
  animation: fadeIn 1s ease-in-out;
}

.hero-content h1 {
  font-size: 2.8rem;
  line-height: 1.2;
  margin-bottom: 20px;
  font-weight: 700;
}

.hero-content h1 span {
  color: #ffd700;
  text-shadow: 0 0 10px rgba(255,215,0,0.5);
}

.hero-content p {
  font-size: 1.15rem;
  margin-bottom: 35px;
  color: #f0f0f0;
}

.btn-primary {
  display: inline-block;
  background: linear-gradient(90deg, #6a1b9a, #9c27b0);
  color: #fff;
  padding: 14px 30px;
  border-radius: 8px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
  box-shadow: 0 4px 10px rgba(0,0,0,0.3);
}

.btn-primary:hover {
  transform: translateY(-3px);
  background: linear-gradient(90deg, #5a1383, #8a1ea0);
  box-shadow: 0 6px 14px rgba(0,0,0,0.4);
}

/* Trust Row */
.trust-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 15px;
  margin-top: 20px;
  background: rgba(255,255,255,0.1);
  padding: 12px 20px;
  border-radius: 10px;
  backdrop-filter: blur(5px);
}

.trust-row img {
  width: 50px;
  height: 50px;
  object-fit: contain;
  filter: brightness(0) invert(1);
}

.trust-row span {
  color: #fff;
  font-size: 0.95rem;
  font-weight: 500;
}

/* Responsive */
@media (max-width: 1024px) {
  .hero {
    padding: 120px 20px;
  }
  .hero-content h1 {
    font-size: 2.4rem;
  }
  .hero-content p {
    font-size: 1.05rem;
  }
}

@media (max-width: 768px) {
  .hero {
    padding: 100px 15px;
  }
  .hero-content h1 {
    font-size: 2rem;
  }
  .trust-row {
    flex-direction: column;
    gap: 8px;
  }
}

@media (max-width: 480px) {
  .hero {
    padding: 80px 15px;
  }
  .hero-content h1 {
    font-size: 1.6rem;
  }
  .hero-content p {
    font-size: 0.95rem;
  }
  .btn-primary {
    padding: 12px 25px;
    font-size: 0.95rem;
  }
  .trust-row img {
    width: 40px;
  }
}

/* Fade-in Animation */
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}

/* HOW IT WORKS SECTION */
.steps {
  padding: 100px 20px;
  text-align: center;
  background: linear-gradient(to bottom, #f9f9f9, #ffffff);
}

.steps-header {
  max-width: 700px;
  margin: 0 auto 60px;
}

.steps-header h2 {
  font-size: 2.4rem;
  font-weight: 700;
  color: #6a1b9a;
  margin-bottom: 15px;
  position: relative;
}

.steps-header h2::after {
  content: "";
  display: block;
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, #6a1b9a, #9c27b0);
  margin: 12px auto 0;
  border-radius: 2px;
}

.steps-header p {
  color: #555;
  font-size: 1.1rem;
  line-height: 1.6;
}

/* Grid Layout */
.step-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 30px;
  margin-top: 30px;
}

/* Step Cards */
.step {
  background: #fff;
  border-radius: 16px;
  padding: 35px 25px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
  transition: all 0.4s ease;
  position: relative;
}

.step:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 25px rgba(0, 0, 0, 0.12);
}

/* Step Icon */
.step-icon {
  position: relative;
  display: inline-block;
  margin-bottom: 18px;
}

.step-icon img {
  width: 70px;
  height: 70px;
  object-fit: contain;
  background: linear-gradient(135deg, #6a1b9a, #9c27b0);
  border-radius: 50%;
  padding: 12px;
  transition: all 0.3s ease;
}

.step:hover .step-icon img {
  transform: scale(1.08);
  box-shadow: 0 4px 12px rgba(156, 39, 176, 0.4);
}

/* Step Number Badge */
.step-number {
  position: absolute;
  top: -10px;
  right: -10px;
  background: #ffd700;
  color: #333;
  font-weight: 700;
  font-size: 1rem;
  width: 28px;
  height: 28px;
  line-height: 28px;
  border-radius: 50%;
  box-shadow: 0 2px 6px rgba(0,0,0,0.2);
}

/* Text Styling */
.step h3 {
  color: #6a1b9a;
  font-size: 1.25rem;
  margin-bottom: 10px;
  font-weight: 600;
}

.step p {
  color: #555;
  font-size: 1rem;
  line-height: 1.6;
}

/* Responsive */
@media (max-width: 1024px) {
  .steps-header h2 { font-size: 2rem; }
}

@media (max-width: 768px) {
  .steps {
    padding: 80px 15px;
  }
  .steps-header h2 { font-size: 1.8rem; }
  .steps-header p { font-size: 1rem; }
  .step {
    padding: 30px 20px;
  }
}

@media (max-width: 480px) {
  .steps {
    padding: 70px 10px;
  }
  .steps-header h2 { font-size: 1.6rem; }
  .step p { font-size: 0.95rem; }
  .step-icon img { width: 60px; height: 60px; }
  .step-number { width: 24px; height: 24px; font-size: 0.85rem; }
}


/* ABOUT SECTION */
.about {
  padding: 40px 20px;
  background: linear-gradient(135deg, #faf7ff 0%, #fdfcff 100%);
}

.about-container {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 50px;
  max-width: 1200px;
  margin: 0 auto;
}

/* Text Column */
.about-text {
  flex: 1 1 500px;
  text-align: left;
}

.about-text h2 {
  font-size: 2.3rem;
  font-weight: 700;
  color: #6a1b9a;
  margin-bottom: 20px;
  position: relative;
}

.about-text h2::after {
  content: "";
  display: block;
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, #6a1b9a, #9c27b0);
  border-radius: 2px;
  margin-top: 10px;
}

.about-text p {
  font-size: 1.1rem;
  color: #444;
  line-height: 1.8;
  margin-bottom: 25px;
}

/* Highlights List */
.about-highlights {
  list-style: none;
  padding: 0;
  margin: 0 0 25px 0;
}

.about-highlights li {
  font-size: 1rem;
  color: #333;
  background: #fff;
  margin-bottom: 10px;
  padding: 10px 15px;
  border-left: 4px solid #9c27b0;
  border-radius: 8px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.about-highlights li:hover {
  transform: translateX(5px);
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.1);
}

/* Trust Logos */
.trust-logos {
  display: flex;
  gap: 20px;
  align-items: center;
  flex-wrap: wrap;
  margin-top: 15px;
}

.trust-logos img {
  width: 60px;
  filter: grayscale(100%);
  opacity: 0.8;
  transition: all 0.3s ease;
}

.trust-logos img:hover {
  filter: grayscale(0%);
  opacity: 1;
  transform: scale(1.1);
}

/* Image Column */
.about-image {
  flex: 1 1 450px;
  text-align: center;
}

.about-image img {
  width: 100%;
  max-width: 500px;
  border-radius: 16px;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.1);
  transition: transform 0.4s ease;
}

.about-image img:hover {
  transform: scale(1.03);
}

/* Responsive */
@media (max-width: 1024px) {
  .about-text h2 { font-size: 2rem; }
  .about-text p { font-size: 1rem; }
}

@media (max-width: 768px) {
  .about-container {
    flex-direction: column;
    text-align: center;
  }
  .about-text {
    text-align: center;
  }
  .about-text h2::after {
    margin-left: auto;
    margin-right: auto;
  }
  .about-image {
    flex: 1 1 230px;
    text-align: center;
}
}

@media (max-width: 480px) {
  .about {
    padding: 70px 15px;
  }
  .about-text h2 {
    font-size: 1.7rem;
  }
  .trust-logos img {
    width: 50px;
  }
}


/* WHO QUALIFIES SECTION */
.who {
  background: linear-gradient(135deg, #f3e9ff 0%, #faf7ff 100%);
  padding: 40px 20px;
  text-align: center;
}

.who-container {
  max-width: 900px;
  margin: 0 auto;
}

.who h2 {
  font-size: 2.3rem;
  font-weight: 700;
  color: #6a1b9a;
  margin-bottom: 20px;
  position: relative;
}

.who h2::after {
  content: "";
  display: block;
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, #6a1b9a, #9c27b0);
  border-radius: 3px;
  margin: 10px auto 0;
}

.who-subtext {
  font-size: 1.1rem;
  color: #555;
  margin-bottom: 35px;
  line-height: 1.6;
}

/* List Styles */
.who-list {
  list-style: none;
  margin: 0 auto 40px;
  padding: 0;
  max-width: 600px;
  text-align: left;
}

.who-list li {
  display: flex;
  align-items: center;
  gap: 15px;
  font-size: 1.05rem;
  color: #333;
  background: #fff;
  margin-bottom: 15px;
  padding: 14px 18px;
  border-radius: 12px;
  box-shadow: 0 3px 10px rgba(0,0,0,0.06);
  transition: all 0.3s ease;
}

.who-list li:hover {
  transform: translateY(-4px);
  box-shadow: 0 6px 16px rgba(0,0,0,0.1);
}

.who-list img {
  width: 40px;
  height: 40px;
  object-fit: contain;
}

/* CTA Button */
.btn-primary {
  display: inline-block;
  background: linear-gradient(90deg, #6a1b9a, #9c27b0);
  color: white;
  padding: 14px 35px;
  border-radius: 8px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
  box-shadow: 0 4px 10px rgba(0,0,0,0.25);
}

.btn-primary:hover {
  transform: translateY(-3px);
  background: linear-gradient(90deg, #5b1585, #8723a2);
  box-shadow: 0 6px 14px rgba(0,0,0,0.35);
}

/* Note Text */
.who-note {
  margin-top: 15px;
  font-size: 0.95rem;
  color: #666;
  font-style: italic;
}

/* Responsive */
@media (max-width: 1024px) {
  .who h2 { font-size: 2rem; }
}

@media (max-width: 768px) {
  .who {
    padding: 80px 15px;
  }
  .who-list {
    max-width: 100%;
  }
  .who-list li {
    font-size: 1rem;
    padding: 12px 15px;
  }
}

@media (max-width: 480px) {
  .who {
    padding: 60px 15px;
  }
  .who h2 {
    font-size: 1.7rem;
  }
  .who-list li {
    flex-direction: row;
    align-items: flex-start;
  }
  .who-list img {
    width: 35px;
  }
  .btn-primary {
    padding: 12px 25px;
    font-size: 0.95rem;
  }
}


/* TYPES OF DEBT SECTION */
.debt-types {
  background: linear-gradient(135deg, #fefbff 0%, #f7efff 100%);
  padding: 50px 20px;
  text-align: center;
}

.debt-container {
  max-width: 1200px;
  margin: 0 auto;
}

.debt-types h2 {
  font-size: 2.3rem;
  color: #6a1b9a;
  font-weight: 700;
  margin-bottom: 15px;
  position: relative;
}

.debt-types h2::after {
  content: "";
  display: block;
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, #6a1b9a, #9c27b0);
  border-radius: 3px;
  margin: 10px auto 0;
}

.debt-subtext {
  font-size: 1.1rem;
  color: #555;
  max-width: 700px;
  margin: 0 auto 50px;
  line-height: 1.6;
}

/* GRID */
.debt-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 25px;
}

/* CARD */
.debt-card {
  background: #fff;
  border-radius: 16px;
  padding: 35px 25px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.07);
  transition: all 0.35s ease;
  border-top: 4px solid #9c27b0;
  cursor: default;
}

.debt-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 10px 22px rgba(0,0,0,0.12);
  border-top-color: #6a1b9a;
}

.debt-card .icon {
  font-size: 2.5rem;
  margin-bottom: 15px;
  transition: transform 0.3s ease;
}

.debt-card:hover .icon {
  transform: scale(1.15);
}

.debt-card h3 {
  font-size: 1.25rem;
  color: #6a1b9a;
  margin-bottom: 10px;
  font-weight: 600;
}

.debt-card p {
  font-size: 0.95rem;
  color: #555;
  line-height: 1.6;
}

/* RESPONSIVE */
@media (max-width: 1024px) {
  .debt-types h2 { font-size: 2rem; }
}

@media (max-width: 768px) {
  .debt-types {
    padding: 80px 15px;
  }
  .debt-card {
    padding: 25px 20px;
  }
  .debt-card h3 {
    font-size: 1.15rem;
  }
  .debt-subtext {
    font-size: 1rem;
  }
}

@media (max-width: 480px) {
  .debt-types {
    padding: 60px 15px;
  }
  .debt-types h2 {
    font-size: 1.7rem;
  }
  .debt-card {
    padding: 20px;
  }
  .debt-card .icon {
    font-size: 2rem;
  }
}


/* BENEFITS SECTION */
.benefits {
  background: linear-gradient(135deg, #faf5ff 0%, #f3e5f5 100%);
  padding: 50px 20px;
  text-align: center;
}

.benefits-container {
  max-width: 1200px;
  margin: 0 auto;
}

.benefits h2 {
  font-size: 2.4rem;
  font-weight: 700;
  color: #6a1b9a;
  margin-bottom: 15px;
}

.benefits-subtext {
  color: #555;
  font-size: 1.1rem;
  max-width: 750px;
  margin: 0 auto 50px;
  line-height: 1.6;
}

/* GRID */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 25px;
}

/* BENEFIT CARD */
.benefit-card {
  background: #fff;
  border-radius: 16px;
  padding: 35px 25px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.08);
  transition: all 0.35s ease;
  border-top: 4px solid #9c27b0;
}

.benefit-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.12);
  border-top-color: #6a1b9a;
}

.benefit-card .icon {
  font-size: 2.5rem;
  margin-bottom: 15px;
  transition: transform 0.3s ease;
}

.benefit-card:hover .icon {
  transform: scale(1.15);
}

.benefit-card h3 {
  font-size: 1.25rem;
  color: #6a1b9a;
  margin-bottom: 10px;
  font-weight: 600;
}

.benefit-card p {
  font-size: 0.95rem;
  color: #555;
  line-height: 1.6;
}

/* COMPARE BANNER */
.compare-banner {
  margin-top: 60px;
  background: #6a1b9a;
  color: #fff;
  padding: 25px 20px;
  border-radius: 12px;
  box-shadow: 0 6px 18px rgba(0,0,0,0.15);
}

.compare-banner p {
  font-size: 1rem;
  line-height: 1.6;
}

.compare-banner strong {
  color: #ffd54f;
}

.compare-banner span {
  font-weight: 700;
  color: #ffeb3b;
}

/* RESPONSIVE */
@media (max-width: 1024px) {
  .benefits h2 { font-size: 2rem; }
}

@media (max-width: 768px) {
  .benefits {
    padding: 80px 15px;
  }
  .benefit-card {
    padding: 25px 20px;
  }
  .benefit-card h3 {
    font-size: 1.15rem;
  }
  .benefits-subtext {
    font-size: 1rem;
  }
}

@media (max-width: 480px) {
  .benefits {
    padding: 60px 15px;
  }
  .benefits h2 {
    font-size: 1.7rem;
  }
  .benefit-card {
    padding: 20px;
  }
  .benefit-card .icon {
    font-size: 2rem;
  }
  .compare-banner {
    font-size: 0.9rem;
  }
}


/* TESTIMONIALS SECTION */
.testimonials {
  background: linear-gradient(135deg, #f3e5f5 0%, #ede7f6 100%);
  padding: 50px 20px;
  text-align: center;
}

.testimonials-container {
  max-width: 1200px;
  margin: 0 auto;
}

.testimonials h2 {
  font-size: 2.4rem;
  font-weight: 700;
  color: #6a1b9a;
  margin-bottom: 10px;
}

.testimonial-intro {
  font-size: 1.1rem;
  color: #555;
  margin-bottom: 60px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
}

/* GRID LAYOUT */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
}

/* CARD STYLE */
.testimonial-card {
  background: #fff;
  border-radius: 16px;
  padding: 35px 25px;
  box-shadow: 0 8px 20px rgba(0,0,0,0.1);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
  text-align: left;
  position: relative;
}

.testimonial-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 15px 30px rgba(0,0,0,0.15);
}

/* HEADER */
.testimonial-header {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 15px;
}

.client-photo {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  border: 3px solid #9c27b0;
  object-fit: cover;
}

.testimonial-header h3 {
  margin: 0;
  font-size: 1.15rem;
  color: #6a1b9a;
}

.testimonial-header span {
  font-size: 0.9rem;
  color: #777;
}

/* TEXT */
.testimonial-text {
  font-size: 1rem;
  color: #444;
  line-height: 1.7;
  margin-bottom: 15px;
  font-style: italic;
}

/* STARS */
.stars {
  color: #ffb400;
  font-size: 1.2rem;
  letter-spacing: 2px;
}

/* RESPONSIVE */
@media (max-width: 992px) {
  .testimonials h2 {
    font-size: 2rem;
  }
  .testimonial-card {
    padding: 30px 20px;
  }
}

@media (max-width: 768px) {
  .testimonials {
    padding: 80px 15px;
  }
  .testimonial-intro {
    font-size: 1rem;
  }
  .testimonial-card {
    padding: 25px 18px;
  }
}

@media (max-width: 480px) {
  .testimonials h2 {
    font-size: 1.7rem;
  }
  .client-photo {
    width: 50px;
    height: 50px;
  }
  .testimonial-card {
    text-align: center;
  }
  .testimonial-header {
    flex-direction: column;
  }
}
/* FAQ SECTION */
.faq {
  background: linear-gradient(180deg, #faf6ff 0%, #f3e5f5 100%);
  padding: 50px 20px;
  text-align: center;
}

.faq-container {
  max-width: 850px;
  margin: 0 auto;
}

.faq h2 {
  font-size: 2.3rem;
  color: #6a1b9a;
  font-weight: 700;
  margin-bottom: 15px;
}

.faq-intro {
  color: #555;
  margin-bottom: 50px;
  font-size: 1.1rem;
  line-height: 1.6;
}

/* FAQ ITEMS */
.faq-item {
  background: #fff;
  border-radius: 12px;
  margin: 15px 0;
  box-shadow: 0 4px 15px rgba(0,0,0,0.08);
  overflow: hidden;
  transition: all 0.3s ease;
}

.faq-question {
  width: 100%;
  background: #6a1b9a;
  color: #fff;
  padding: 18px 20px;
  font-size: 1.1rem;
  font-weight: 600;
  border: none;
  text-align: left;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: background 0.3s ease;
}

.faq-question::after {
  content: '+';
  font-size: 1.4rem;
  transition: transform 0.3s ease;
}

.faq-item.active .faq-question::after {
  transform: rotate(45deg);
}

.faq-question:hover {
  background: #8e24aa;
}

/* CONTENT AREA */
.faq-content {
  max-height: 0;
  overflow: hidden;
  background: #fff;
  color: #444;
  padding: 0 20px;
  text-align: left;
  transition: max-height 0.4s ease, padding 0.4s ease;
  line-height: 1.6;
}

.faq-item.active .faq-content {
  max-height: 200px;
  padding: 18px 20px 20px;
}

/* RESPONSIVE DESIGN */
@media (max-width: 768px) {
  .faq h2 {
    font-size: 2rem;
  }
  .faq-question {
    font-size: 1rem;
    padding: 15px;
  }
  .faq-content {
    font-size: 0.95rem;
  }
}

@media (max-width: 480px) {
  .faq h2 {
    font-size: 1.7rem;
  }
  .faq-intro {
    font-size: 1rem;
  }
}



/* FOOTER */
footer {
  background: linear-gradient(135deg, #6a1b9a, #9c27b0);
  color: white;
  text-align: center;
  padding: 40px 20px;
  position: relative;
}

.footer-container {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-links {
  margin: 25px 0;
}

.footer-links a {
  color: #bbb;
  text-decoration: none;
  margin: 0 20px;
  font-size: 0.95rem;
  font-weight: 500;
  transition: color 0.3s ease;
}

.footer-links a:hover {
  color: #fff;
}

.footer-social {
  margin: 20px 0;
}

.social-icon {
  margin: 0 15px;
  display: inline-block;
}

.social-icon img {
  width: 25px;
  height: 25px;
  transition: transform 0.3s ease, filter 0.3s ease;
}

.social-icon:hover img {
  transform: scale(1.1);
  filter: brightness(1.2);
}

.disclaimer {
  font-size: 0.85rem;
  margin-top: 20px;
  color: #ccc;
}

@media (max-width: 768px) {
  .footer-links a {
    font-size: 0.9rem;
    margin: 0 15px;
  }

  .social-icon img {
    width: 22px;
    height: 22px;
  }
}

@media (max-width: 480px) {
  footer {
    padding: 30px 15px;
  }

  .footer-links {
    margin: 15px 0;
  }

  .footer-links a {
    font-size: 0.9rem;
    margin: 0 10px;
  }

  .footer-social {
    margin: 15px 0;
  }

  .social-icon img {
    width: 20px;
    height: 20px;
  }

  .disclaimer {
    font-size: 0.8rem;
  }
}

.highlights{
  text-decoration: none;
  color: #000;
}