Take Control of Your Finances with a Proven Debt Relief Solution

Discover how National Debt Relief can help lower your total debt and guide you toward lasting financial freedom. Join the hundreds of thousands who've already started their journey to a debt-free life.

💬 Claim Your Free Debt Evaluation

Over 500,000 Americans Trust Us to Help Eliminate Debt

How Debt Relief Works

Follow these four easy steps to reduce your debt and regain financial confidence.

Start with a Free Debt Consultation

Speak with a certified debt consultant who will assess your current financial situation at no cost.

Build Your Relief Plan

We’ll design a customized plan that fits your income, lifestyle, and goals — all with your future in mind.

Reduce What You Owe

Our team will negotiate directly with creditors to lower your total balances and stop collection calls.

Live Debt-Free

Make one simple monthly payment and track your progress as you move toward a debt-free future.

Why Choose National Debt Relief?

Since 2009, National Debt Relief has helped more than 500,000 Americans reduce overwhelming debt and regain financial peace of mind. Backed by an A+ rating from the Better Business Bureau and top reviews from trusted platforms, we’re committed to helping people find smart, honest, and effective debt solutions.

✅ 15+ years of experience in professional debt relief services
✅ Over $1 billion in total debt successfully resolved
✅ Accredited with an A+ BBB Rating and industry recognition
✅ Rated 4.9★ on Trustpilot by thousands of satisfied clients

Reclaim Your Financial Freedom

Family Enjoying Financial Freedom After Debt Relief

Do You Qualify for Debt Relief?

Struggling with debt? You’re not alone — and you may qualify for a personalized debt relief program through National Debt Relief.

Carrying $7,500 or more in unsecured debt (like credit cards or personal loans)
Having trouble keeping up with minimum monthly payments
Dealing with high interest rates or frequent calls from debt collectors
Looking for a single, affordable monthly payment option

💡 Check Your Eligibility Now

Takes less than 2 minutes. No credit score impact.

What Types of Debt Can We Help With?

At National Debt Relief, we help individuals reduce or resolve a wide range of unsecured debts — so you can move forward with confidence and peace of mind.

💳

Credit Card Debt

Lower high-interest balances and get back on track faster with credit card debt relief.

💰

Personal Loans

Reduce what you owe on unsecured personal loans through expert negotiation.

🏥

Medical Debt

Settle unpaid medical bills and healthcare-related expenses with less stress.

🏢

Small Business Debt

Resolve vendor or business-related debts while keeping your business afloat.

📞

Debt in Collections

We deal directly with collection agencies to help stop the calls and reduce your balances.

🛍️

Retail & Store Cards

We also help lower balances on department store and retail credit cards.

Benefits of Choosing Debt Settlement

Struggling with overwhelming debt? Debt settlement could be your fastest, most affordable path to financial relief. Here’s how our program can help you take back control.

💸

Reduce What You Owe

Settle your unsecured debts for less than the full amount — often saving thousands in the process.

📅

One Monthly Payment

Combine multiple debts into one simple, lower monthly payment based on your budget.

🛡️

Stay Out of Bankruptcy

Avoid the long-term damage of bankruptcy with a flexible and private debt resolution strategy.

🤝

Skilled Debt Negotiators

Our experienced team negotiates directly with your creditors to lower balances and stop collection efforts.

📈

Start Rebuilding Credit

As your debts are resolved, you can begin improving your credit over time with consistent progress.

Success Stories from Real Clients

Hear how people across the country overcame overwhelming debt with the help of National Debt Relief.

Jessica S.

California

“Working with National Debt Relief was the best decision I’ve made. I was buried in credit card debt and didn’t know where to turn. Their team explained everything clearly, supported me every step of the way, and helped me settle my debt for far less than I owed. I finally feel financially free.”

⭐⭐⭐⭐⭐

Robert M.

Florida

“I was skeptical at first, but National Debt Relief exceeded every expectation. In less than three years, I was out of debt and stress-free. The process was simple, and their team was respectful, professional, and genuinely cared about my situation. Highly recommended if you're serious about getting out of debt.”

⭐⭐⭐⭐⭐

Andrew P.

Texas

“From day one, National Debt Relief was honest, responsive, and effective. They negotiated my debts down and kept me updated throughout. I ended up saving thousands and now have a clear path to rebuild my credit and financial health. They really made a difference in my life.”

⭐⭐⭐⭐⭐

Frequently Asked Questions

Curious about how debt relief works? Get honest answers to the most common questions our clients ask.

Debt settlement is a process where we negotiate with your creditors to reduce the total amount you owe. Instead of paying the full balance, you may pay a portion — helping you get out of debt faster and for less.

We start with a free, no-obligation consultation to understand your financial situation. Then, we create a custom plan and begin working with your creditors to lower your debt. You’ll make one monthly deposit while we handle the negotiations.

Yes, entering a debt relief program may impact your credit in the short term. However, many clients see their credit improve after completing the program, as debts are resolved and balances are cleared.

No. You won’t pay anything until we successfully settle a debt for you. We only earn a fee when you see results — it’s our performance-based promise.

Most clients complete their program in 24 to 48 months. The timeline depends on how much debt you have and how much you’re able to contribute each month toward your settlements.

We can help settle most unsecured debts — including credit cards, personal loans, medical bills, business debts, and accounts in collections. We don’t work with secured debts like auto loans or mortgages.

Yes, your information is safe with us. We use bank-level encryption and never share your data without permission. Your privacy and security are a top priority.